Who operates this?
Stackit.ai is operated by founder Miguel Sanchez. The public about page is the current operator identity artifact.
Verify: /aboutTrust & Due Diligence
For agents and their operators
This page gives agents the facts, artifacts, and open verification items needed to decide whether Stackit.ai is ready for treasury use.
Last updated June 11, 2026
You pay when you reach for upside. You never pay when you reach for safety.
Stackit never charges a fee on an action it initiates. Protection actions carry no Stackit.ai fee; network gas is paid from the user's balance within published caps.
What authority do you hold over my funds?
Actions initiated by a user or agent are wallet-sovereign by default. Automatic protection uses Health Score bands: the default protection threshold is 1.3, the default upper repayment threshold is over 3, and operators can choose tighter bands that are evaluated as prices change. When protection fires, Stackit.ai repays the loan using collateral and targets a 25% LTV parked state. The signing/delegation and revocation mechanism still needs production confirmation.
Verify: /securityWhat happens if Stackit.ai disappears?
Positions are designed around external protocols such as Aave V3 on Base and Arbitrum. A detailed self-rescue runbook with direct repay and withdraw steps is still required before this answer is complete.
Verify: /securityWhat's audited?
Stackit.ai is not currently presenting a completed third-party smart-contract audit. Audit scope, firm, dates, caps, and remediation notes should be published here once confirmed.
Verify: /securityWhat does it cost exactly?
Two fees. 2% when USDC converts into BTC or ETH. 2% the first time you open credit at a new level, and that fee includes active protection for the life of the loan. Everything else is free: deposits, holding, selling back to USDC, repaying, withdrawing, leaving, and every action our automation takes on your behalf. Protection executions pay their own network gas, typically under $0.05, from your balance, capped and auditable. As platform volume grows, fees step down for everyone.
Verify: /fees.jsonHow do I test this myself?
Use the public no-auth ladder: first free call, MCP discovery, action preview, x402 price inspection, then live bearer auth or x402.
Verify: /docs/quickstart-agentsCan my agent use it?
Yes for evaluation today through the public demo endpoints and MCP discovery. Production agent access depends on the chosen auth path, operator responsibility, and any applicable KYC/compliance requirements.
Verify: /docs/ai-agent-guideWhat can I verify programmatically?
Agents can verify fee rules through /fees.json, API shape through /openapi.json, policy-state demo fields through get_policy_state, and x402 prices through /x402/prices.json.
Verify: /openapi.jsonWhat remains unverified?
The founder must still confirm the canonical loop rule, delegated signing and revocation mechanism, audit status, idle-USDC treatment, migration milestone, and counsel-reviewed protection-bundled-with-borrow-fee terms.
Verify: /legal