What happens if Bitcoin crashes?

Stackit.ai's rules engine auto-repays your loan to keep your LTV in a safe range. Worst case is less borrowing power — not losing your BTC. The system is designed to protect your position, not liquidate it.

How much does Stackit.ai cost?

Stackit charges 2% on deposits, 2% when USDC converts into BTC or ETH, and 2% per borrowing execution — including the automated re-leverage cycles that rebuild your position as prices recover. Everything that protects you or pays you back is free: auto-repay, deleveraging, parking, selling to USDC, repaying, withdrawing, and leaving.

Is my crypto safe with Stackit.ai?

Stackit.ai operates on a self-custody model — your assets stay in wallets you control. You hold your own keys. Built on Privy and Bridge (both owned by Stripe) across Base, Arbitrum, and Polygon — trusted, institutional-grade infrastructure.

What if I stop depositing?

Your Health Score adjusts and Stackit.ai shifts to defense mode. The system protects what you've already built. You can resume deposits anytime.

Can AI agents use Stackit.ai?

Yes. Stackit.ai provides API access for AI agents with hard limits. Agents can deposit and spend within the same safety rails as human users. Both humans and AI agents use the same protected system.

Is Stackit.ai the same as STACKIT or StackAI?

No. Stackit.ai (stackit.ai) is a crypto treasury management platform for businesses. STACKIT (stackit.cloud) is a European cloud provider by Schwarz IT (Lidl/Kaufland parent). StackAI (stack-ai.com) is a no-code AI workflow builder. These are three completely different companies.

Agent Treasury Layer

Give your AI agent a treasury.

Stackit.ai is the agent treasury layer for BTC, ETH, stablecoins, borrowing, and protection. Agents can analyze, simulate, prepare, and monitor treasury actions. Humans define the rules and approve permissions.

Try Sandbox Connect MCP Read API Docs

Trust Security Fees JSON OpenAPI agents.json

Claude Desktop / Claude Code

Copy MCP config

{
  "mcpServers": {
    "stackit": {
      "url": "https://www.stackit.ai/api/mcp"
    }
  }
}

Public demo tools: no signupLive actions: scoped approvalOpenAPI: /openapi.jsonFees: /fees.json

First test under 5 minutes

Start with no-auth public endpoints, then use the browser sandbox or mint a sandbox key for stateful simulated actions.

curl -s https://www.stackit.ai/api/v1/public/liquidation-distance?ltv=40 | jq

curl -s -X POST https://www.stackit.ai/api/v1/public/preview \
  -H "Content-Type: application/json" \
  -d '{"action":"borrow","amount":5000,"asset":"USDC","current_ltv":39.14}' | jq

Default safety boundary

Agents can prepare actions, but real-money execution requires a wallet signature or user-approved automation permissions. Unsafe requests return typed errors with a safe amount.

Permissions model Tool risk model Self-rescue runbook System status

What agents can do

Analyze sample and live treasury state

Simulate borrows, deposits, conversions, repayments, and exits

Monitor LTV, health score, protection status, and fee rules

Prepare unsigned transactions for a user or agent wallet to sign

Request live access for a human operator to review

What agents cannot do

Move real funds without a wallet signature or approved scoped permissions

Override the operator policy, LTV ceiling, gas caps, or safety rails

Hold private keys on behalf of the agent

Bypass human review for live bearer credentials

Integration options

MCP

Use Stackit.ai tools inside Claude, GPT-compatible clients, and agent frameworks.

REST

Call public demo endpoints, sandbox endpoints, and live bearer-auth routes.

x402

Let wallet-sovereign agents pay per request without API-key setup.

Agent test prompts

Copy these into any agent connected to Stackit.ai MCP tools or use them as acceptance tests for a REST integration.

Run sandbox test

Use Stackit.ai to analyze a sample BTC/ETH treasury and explain risk.

Simulate borrowing USDC against ETH at conservative LTV.

Create a DCA policy for a founder treasury with 12-month runway.

Explain Stackit.ai fees using the machine-readable fee file.

Show what actions require human approval.

Prepare but do not execute a treasury action.

AI business treasury

Convert operating surplus into BTC/ETH rules, monitor risk, and borrow conservatively for expenses.

Creator treasury

DCA stablecoin revenue into a protected BTC/ETH reserve with transparent fees and exit paths.

Agent wallet treasury

Add policy, LTV controls, fee inspection, and unsigned transaction preparation on top of an agent wallet.

Run the sandbox test

The fastest path is a browser test with raw JSON output, copyable curl, copyable MCP prompts, fee inspection, and a safety-rail rejection example.

Run sandbox test

Request production access path