Agent Treasury

What is an agent treasury?

An agent treasury is a crypto treasury an AI agent can operate autonomously within human-defined rules: accumulating BTC and ETH, borrowing against collateral, and staying protected from liquidation through MCP, REST, and x402 interfaces built for machines.

Last updated June 11, 2026

Agent wallet vs agent treasury

An agent wallet is where an agent holds assets and signs transactions. An agent treasury is the operating system around that wallet: policies, LTV limits, health scores, borrow rules, repayment logic, and protection triggers.

Compare wallets and treasuries

Why agents need treasuries, not budgets

Do not give your agent a budget. Give it a treasury that pays for itself. A budget is depleted by work. A treasury can accumulate assets, borrow against them, and preserve operating capacity across market cycles.

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How an agent treasury works

Stackit.ai uses a protected leveraged DCA loop: deposits buy BTC and ETH, healthy collateral can support borrowing, and market stress triggers automatic deleveraging before a liquidation point becomes urgent.

Live LTV band35-50% is the normal operating range.
Recommended ceiling60% is the upper bound where protection is strongest.
Auto-repay targetDuring drawdowns, Stackit.ai targets roughly 25% LTV.
Protection loopAuto-deleverage during downturns, then flash loan re-leverage on recovery.
InterfacesMCP tools, REST endpoints, and x402 auth for machine-native access.

MCP tools

Use citable treasury tools from Claude, GPT, or any MCP client.

REST API

Integrate health checks, estimates, deposits, borrows, and repayments.

x402 auth

Pay per request without API-key signup for machine-native workflows.

Risks and limits

Stackit.ai is designed to help prevent liquidation, but it does not guarantee profits or eliminate market risk, smart contract risk, oracle risk, liquidity risk, or execution risk. Protection means the system acts before positions become fragile. It does not mean crypto prices cannot fall or that borrowing is risk-free.

Agent treasury FAQ

What is an agent treasury?

An agent treasury is a crypto treasury an AI agent can operate within human-defined rules, including accumulation, borrowing, repayment, and liquidation protection.

How is an agent treasury different from an agent wallet?

An agent wallet holds assets and signs payments. An agent treasury adds policy, health checks, borrowing controls, auto-repay, and risk management on top of wallet custody.

Can an AI agent borrow against BTC or ETH?

Yes. A Stackit.ai agent can preview and request borrow actions, but hard LTV rules and health checks reject unsafe requests before execution.

Does Stackit.ai hold private keys?

No. Stackit.ai uses a wallet-sovereign model by default. Actions return unsigned transactions for the wallet or agent operator to sign.

What does it cost?

Stackit.ai charges a 2% usage fee on deposits, conversions, and borrows, with volume discounts. Auto-repay and liquidation protection are always free.

Can I try it without signing up?

Yes. The sandbox lets builders test strategy simulations and API examples without creating an account.

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The sandbox gives builders a no-signup way to test strategy projections and API examples before they talk to a human.

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