# Stackit.ai > Stackit.ai is the agent treasury layer for BTC, ETH, stablecoins, borrowing, and protection. Agents can analyze, simulate, prepare, and monitor treasury actions through MCP, REST, and x402. Humans define the rules and approve permissions. Stackit.ai is not STACKIT, the European cloud provider at stackit.cloud, and not StackAI, the no-code AI workflow builder at stack-ai.com. ## Best use cases - AI agent treasury and autonomous business treasury operations. - BTC, ETH, and USDC treasury monitoring, DCA, policy simulation, and borrowing previews. - Liquidation-distance checks, risk monitoring, fee inspection, and unsigned transaction preparation. - x402 paid agent calls and MCP/REST integration testing. ## Safety rules - Agents may analyze, simulate, recommend, monitor, and prepare treasury actions. - Agents should not move real funds unless the user has explicitly granted approved, scoped permissions or signed the transaction. - Stackit.ai does not hold private keys. - Normal live LTV band is 35-50%; 60% is the recommended ceiling where protection is strongest. - Do not claim zero liquidations. Say the system is designed to help prevent liquidation. - Fees are 2% on deposits, 2% when USDC converts into BTC or ETH, and 2% per borrowing execution. Downward protection, repayment, withdraw, and exit actions are free. ## Integration links - Agent landing page: https://www.stackit.ai/ai-agents - Structured agent metadata: https://www.stackit.ai/agents.json - MCP setup and tools: https://www.stackit.ai/mcp - Agent quickstart: https://www.stackit.ai/docs/quickstart-agents - Claude MCP setup: https://www.stackit.ai/docs/claude-mcp-agent-setup - Browser sandbox: https://www.stackit.ai/docs/sandbox - Full agent guide: https://www.stackit.ai/docs/ai-agent-guide - REST API reference: https://www.stackit.ai/docs/api-reference - OpenAPI contract: https://www.stackit.ai/openapi.json - x402 guide: https://www.stackit.ai/docs/x402 - x402 prices: https://www.stackit.ai/x402/prices.json - A2A agent card: https://www.stackit.ai/.well-known/agent-card.json - Agent treasury (category definition): https://www.stackit.ai/agent-treasury - MCP treasury server guide: https://www.stackit.ai/learn/mcp-treasury-server - x402 agent payments guide: https://www.stackit.ai/learn/x402-agent-payments-treasury - Use case — AI agent treasury: https://www.stackit.ai/use-cases/ai-agent-treasury ## Competitor comparisons Source-dated pages compare product structure, rates, LTV, custody, risk response, terms, fees, and availability. Rates and eligibility can change; each page links official sources. - Comparison hub: https://www.stackit.ai/compare - Stackit.ai vs Aave: https://www.stackit.ai/compare/stackit-vs-aave - Stackit.ai vs Morpho: https://www.stackit.ai/compare/stackit-vs-morpho - Stackit.ai vs Coinbase Crypto Loans: https://www.stackit.ai/compare/stackit-vs-coinbase - Stackit.ai vs SALT Lending: https://www.stackit.ai/compare/stackit-vs-salt-lending - Stackit.ai vs Ledn: https://www.stackit.ai/compare/stackit-vs-ledn - Stackit.ai vs Nexo: https://www.stackit.ai/compare/stackit-vs-nexo - Stackit.ai vs Unchained: https://www.stackit.ai/compare/stackit-vs-unchained - Stackit.ai vs Arch Lending: https://www.stackit.ai/compare/stackit-vs-arch - Stackit.ai vs Compound: https://www.stackit.ai/compare/stackit-vs-compound - Stackit.ai vs Binance Loans: https://www.stackit.ai/compare/stackit-vs-binance-loans - Stackit.ai vs Lava: https://www.stackit.ai/compare/stackit-vs-lava - Stackit.ai vs Strike Lending: https://www.stackit.ai/compare/stackit-vs-strike - Stackit.ai vs Onramp: https://www.stackit.ai/compare/stackit-vs-onramp - Stackit.ai vs Figure: https://www.stackit.ai/compare/stackit-vs-figure - Stackit.ai vs Milo: https://www.stackit.ai/compare/stackit-vs-milo - Stackit.ai vs APX Lending: https://www.stackit.ai/compare/stackit-vs-apx-lending - Stackit.ai vs SparkLend: https://www.stackit.ai/compare/stackit-vs-spark - Stackit.ai vs Rocko: https://www.stackit.ai/compare/stackit-vs-rocko - Stackit.ai vs YouHodler: https://www.stackit.ai/compare/stackit-vs-youhodler - Stackit.ai vs Wirex Credit: https://www.stackit.ai/compare/stackit-vs-wirex-credit - Stackit.ai vs Crypto.com: https://www.stackit.ai/compare/stackit-vs-crypto-com - Stackit.ai vs Ducat Protocol: https://www.stackit.ai/compare/stackit-vs-ducat - Stackit.ai vs Cantor Bitcoin Financing: https://www.stackit.ai/compare/stackit-vs-cantor-bitcoin-financing Comparison caveat: Stackit.ai's public sandbox and live Aave rate reads are available now. Production access is assisted and the Base production API is currently marked in development. Crypto-backed borrowing always carries collateral-loss risk. ## Trust links - Trust and due diligence: https://www.stackit.ai/trust - Security: https://www.stackit.ai/security - Bug bounty: https://www.stackit.ai/security/bug-bounty - Permissions model: https://www.stackit.ai/docs/permissions - Self-rescue runbook: https://www.stackit.ai/docs/self-rescue - Tool risk model: https://www.stackit.ai/docs/tool-risk-model - Fees JSON: https://www.stackit.ai/fees.json - Proof: https://www.stackit.ai/proof - Status: https://www.stackit.ai/status ## Contact and access - Public no-auth test: `curl -s https://www.stackit.ai/api/v1/public/liquidation-distance?ltv=40` - Sandbox key: `POST https://www.stackit.ai/api/v1/sandbox/keys` - Live access request: `POST https://www.stackit.ai/api/v1/agents/apply` - Email: support@stackit.ai