How It Works

Your Money on Autopilot

Send money in, choose your treasury rules, and let Stackit.ai monitor approved protection, repayment, and profit-taking actions around your BTC and ETH position.

01

Deposit

You send money in (or your AI agents do). Stackit.ai converts it to USDC as a starting point.

02

Rules Engine

Stackit.ai applies your rules — how much to buy, when to buy, what LTV range to stay in. No guessing, no emotions.

03

Treasury Grows

Your BTC & ETH pile up through consistent dollar-cost averaging. The more consistently you deposit, the more Stackit.ai can do.

04

Borrow Safely

Need cash for expenses? Choose an approved starting LTV, Protection Point, repayment rule, and profit-taking rule. Stackit.ai monitors them and prepares or executes permitted actions as conditions change.

05

Spend & Repeat

Pay bills, reinvest, or cover operating costs. The cycle continues — your treasury keeps growing while you use it.

The cycle repeats

Safety Rails

Safety Rails That Never Sleep

Stackit.ai manages your Loan-to-Value ratio automatically. Here are the bands that keep your treasury safe at all times.

0–35%Safe Zone

Comfortable cushion. No action needed.

35–50%Live Band

Where you normally operate. Borrowing happens here.

50–60%Ceiling

Approaching limit. Auto-repay begins winding down risk.

60%Recommended Ceiling

Recommended for stronger protection. Higher starting LTV may be available under an approved policy.

Auto-deleverage & flash loan re-leverage: If things get bad, Stackit.ai uses your collateral to pay down loans and bring your LTV back to ~25%. When markets recover, flash loans re-leverage your position back up safely — in a single atomic transaction.

What Happens After a Big Drop

Markets crash. That's expected. Here's how Stackit.ai keeps your treasury intact when volatility hits.

During the drop

An approved policy can use available funds or collateral to pay down outstanding loans before the underlying liquidation boundary. When conditions improve, a separate approved rule can take profit, repay more principal, or re-leverage. Execution and liquidation risk remain.

After stabilization

Once things calm down, borrowing gradually reopens inside your target LTV range. You don't need to do anything — the system eases back into normal operation on its own.

The result

You spend more of the cycle in a healthy middle — protected in bad times, fully participating in better times. Your treasury keeps compounding instead of getting liquidated.

Ready to put your money to work?

Book a free Treasury Design Call. We'll walk through how the system works for your specific situation — income, goals, and risk tolerance.