Pricing
Pay for upside. Never for safety.
Deposits cost 2%. USDC-to-BTC/ETH buys cost 2% of the amount converted. Borrowing costs 2% per execution, including automated re-leverage. Downward protection legs are free, always.
Fee Schedule
2%
Deposit
Charged when funds enter Stackit
2%
Buy BTC/ETH
2% of the amount converted. DEX spread may apply and is not marked up by Stackit.ai
2%
Borrow (per execution)
2% of the amount borrowed, per execution — manual borrows and automated re-leverage cycles alike, plus Aave's variable rate
0%
Downward legs (auto-repay, deleverage, parking)
Free, always. Protection never charges; upward re-leverage carries the standard cycle fee
What You Never Pay
Usage Fee vs AUM Fee
Usage Fee (Stackit.ai)
AUM Fee (Traditional)
When charged
Only on actions you take
Every year on total balance
Idle treasury
No cost
Still charges 1–2%/year
Transparency
You see the fee on each action
Often buried in fine print
Licensing
Simpler regulatory model
Requires state-by-state licensing
Control
You choose which actions to take
Fee applies regardless
Cost Examples
Deposit + Convert
A company deposits $50,000/month and converts it all to BTC/ETH.
Monthly deposit
$50,000
$1,000 (2%)
Convert to BTC/ETH
$49,000
$980 (2%)
2% when funds enter Stackit, then 2% of the amount converted.
$1,980/month, fully itemized
Full Usage
A company deposits $50,000/month, converts, and borrows $20,000 for expenses.
Monthly deposit
$50,000
$1,000 (2%)
Convert to BTC/ETH
$49,000
$980 (2%)
Borrow for payroll
$20,000
$400 (2% per execution) + Aave interest
Downward protection legs
Active
$0, always
Downward legs are always free. Aave interest is set by the Aave protocol, not Stackit.ai.
$2,380/month + Aave interest
A choppy year with protection cycles
One-time $10,000 deposit, converted over the DCA, $4,000 borrowed; 3 protection cycles fire.
Deposit
$10,000
$200 (2%)
Convert over the DCA
$10,000
$200 (2%)
Borrow
$4,000
$80 (2%)
3 auto-repays (downward legs)
—
$0
3 re-leverage executions
~$2,500 each
$150 (2% per execution)
Compare to a single Aave liquidation at 5–10% of the position plus a forced sale at the local bottom.
≈ $630 for the year, every execution itemized with its trigger
Volume Discounts
Volume discounts apply automatically. As total platform volume increases, fees step down for everyone.
How Does 2% Compare?
Stackit.ai charges on deposits, buys, and borrowing executions including automated re-leverage. Downward protection legs are always free. Plus, Stackit.ai never charges on liquidation protection — we don't take a cut when the market is down and we're protecting your position.
Simple, transparent pricing
Book a free Treasury Design Call to see exactly what your costs would look like.