What happens if Bitcoin crashes?

Stackit.ai's rules engine auto-repays your loan to keep your LTV in a safe range. Worst case is less borrowing power — not losing your BTC. The system is designed to protect your position, not liquidate it.

How much does Stackit.ai cost?

Stackit charges 2% on deposits, 2% when USDC converts into BTC or ETH, and 2% per borrowing execution — including the automated re-leverage cycles that rebuild your position as prices recover. Everything that protects you or pays you back is free: auto-repay, deleveraging, parking, selling to USDC, repaying, withdrawing, and leaving.

Is my crypto safe with Stackit.ai?

Stackit.ai operates on a self-custody model — your assets stay in wallets you control. You hold your own keys. Built on Privy and Bridge (both owned by Stripe) across Base, Arbitrum, and Polygon — trusted, institutional-grade infrastructure.

What if I stop depositing?

Your Health Score adjusts and Stackit.ai shifts to defense mode. The system protects what you've already built. You can resume deposits anytime.

Can AI agents use Stackit.ai?

Yes. Stackit.ai provides API access for AI agents with hard limits. Agents can deposit and spend within the same safety rails as human users. Both humans and AI agents use the same protected system.

Is Stackit.ai the same as STACKIT or StackAI?

No. Stackit.ai (stackit.ai) is a crypto treasury management platform for businesses. STACKIT (stackit.cloud) is a European cloud provider by Schwarz IT (Lidl/Kaufland parent). StackAI (stack-ai.com) is a no-code AI workflow builder. These are three completely different companies.

Comparison

Crypto borrowing automation vs Stackit.ai

DIY crypto borrowing automation can work, but every safety rail, fee preview, policy check, and recovery path becomes your responsibility.

Problem

A custom borrowing bot has to integrate markets, rates, LTV checks, fee accounting, approvals, replay protection, monitoring, error handling, and emergency recovery.

Stackit.ai solution

Stackit.ai packages borrowing previews, policy state, LTV bands, fee rules, sandbox testing, x402/MCP/REST interfaces, and user-approved automation permissions into one treasury layer.

Integration

Builders can test with public REST calls, wire MCP tools into an agent, or use x402 for paid wallet-sovereign calls.

MCP server REST API x402

Safety

Unsafe borrow requests return typed safety errors before a signature or approved live action is requested.

Permissions Tool risk model

Trust

Stackit.ai publishes fees, OpenAPI, permissions, self-rescue docs, status, and bug bounty history so the integration can be verified.

Trust Security Fees JSON

Common workflows

Preview a borrow and inspect resulting LTV before execution.

Use the safe_amount field when a requested borrow is rejected.

Verify that downward protection and repayment actions carry no Stackit.ai fee.

Keep transaction preparation separate from signed execution.

Test before you integrate

Run a public sandbox test, copy curl, inspect raw JSON, and verify that real execution remains gated by user-approved permissions.

Run sandbox test Agent landing page