{"object":"market_rates","environment":"live","protocol":"Aave V3","asset":"USDC","rate_type":"variable_borrow_apy","rates":[{"chain":"base","chain_id":8453,"market":"AaveV3Base","pool_address":"0xA238Dd80C259a72e81d7e4664a9801593F98d1c5","reserve_address":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","symbol":"USDC","rate_type":"variable_borrow_apy","borrow_apy_pct":4.2,"utilization_pct":82.37,"available_liquidity_usd":32101322.96874959,"borrowing_state":"ENABLED"},{"chain":"arbitrum","chain_id":42161,"market":"AaveV3Arbitrum","pool_address":"0x794a61358D6845594F94dc1DB02A252b5b4814aD","reserve_address":"0xaf88d065e77c8cC2239327C5EDb3A432268e5831","symbol":"USDC","rate_type":"variable_borrow_apy","borrow_apy_pct":3.65,"utilization_pct":80.68,"available_liquidity_usd":31991884.476794202,"borrowing_state":"ENABLED"},{"chain":"polygon","chain_id":137,"market":"AaveV3Polygon","pool_address":"0x794a61358D6845594F94dc1DB02A252b5b4814aD","reserve_address":"0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359","symbol":"USDC","rate_type":"variable_borrow_apy","borrow_apy_pct":6.08,"utilization_pct":59.05,"available_liquidity_usd":12075788.715813478,"borrowing_state":"ENABLED"}],"updated_at":"2026-07-11T21:49:54.368Z","cache_seconds":300,"source":{"name":"Aave API","url":"https://api.v3.aave.com/graphql"},"note":"Rates are variable and may change at any time. Native USDC reserves are used; bridged USDC reserves are excluded.","docs":"https://www.stackit.ai/docs/api-reference"}